A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them. For you, personally, and for your business.

Why Do You Need a Financial Plan?

  • Worry less about money and gain control
  • Organize your finances
  • Prioritize your goals
  • Focus on the big picture
  • Save money to reach your goals

For a business owner, personal and business finances are connected. Both sides should be addressed: personal and business.

What Does a Financial Plan for a Business Include?

There are two main sides your business financial plan should address: growth and preservation.


  • Cash management – managing cash and debt
  • Tax planning – Finding tax efficiencies
  • Retaining and attracting key talent


  • Investment – either back into the business or outside of the business
  • Insurance planning/risk management
  • Succession/exit planning

What Does a Personal Financial Plan Include?

There are two main sides your financial plan should address: accumulation and protection.


  • Cash management – savings and debt
  • Tax planning
  • Investments


  • Insurance planning
  • Health insurance
  • Estate planning

What's the Financial Planning Process?

Establish and define the financial planner-client relationship.

Gather information about a current financial situation and goals, including lifestyle goals.

  • Analyze and evaluate current financial status
  • Develop and present strategies and solutions to achieve goals
  • Implement recommendations
  • Monitor and review recommendations. Adjust if necessary




Next Steps...

Talk to us about helping you get your finances in order so you can achieve your lifestyle and financial goals. Feel confident in knowing you have a plan to achieve your goals.

Take the Next Step

Our team in Nanaimo has acquired decades of experience specializing in providing quality financial advice in areas of financial planning, investments and insurance. Book a meeting with us to learn how we can help you with your finances.

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Our Expertise

Rather than offer our clients generic, mass-market financial solutions, we work exclusively with a small number of privileged clients who benefit from the expertise of skilled wealth management specialists. With our professional qualifications, we are highly experienced in creating close and trusted partnerships with clients and delivering innovative solutions.

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Disclaimer: The title, Financial Planner, or the performance of financial planning, described as providing objective, integrated and comprehensive advice following an assessment of an individual’s current financial situation and current and future financial needs, except as is required in the performance of the licensee’s duties as a life insurance agent, can only be executed by an individual registered and certified as a Certified Financial Planner (CFP).

Each individual professional, David LeNeveu, Terry Gwilliam, & Adrian Spitters, have specific designations, professional skills and qualifications. Please ensure to ascertain that the professional(s) you engage with have the designations and qualifications that you seek.

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