Corporate Services

Financial Planning for business owners is often two-sided: personal financial planning and planning for the business. Business owners have access to many financial tools that employees don’t have access to. This is a great advantage, however, it can also be overwhelming. A financial plan can relieve this.

A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them. For you, personally, and for your business.

Why Do You Need a Financial Plan?

  • Worry less about money and gain control
  • Organize your finances
  • Prioritize your goals
  • Focus on the big picture
  • Save money to reach your goals

For a business owner, personal and business finances are connected. Both sides should be addressed: personal and business.

What Does a Financial Plan for a Business Include?

There are two main sides your business financial plan should address: growth and preservation.



  • Cash management – managing cash and debt
  • Tax planning – Finding tax efficiencies
  • Retaining and attracting key talent


  • Investment – either back into the business or outside of the business
  • Insurance planning/risk management
  • Succession/exit planning

    Your Financial Plan

    It can be hard to keep track of all your financial information. That’s why we’re introducing the concept of a Rockmoor Financial Plan Guidebook. A GuideBook is a modern approach to keeping all of your financial information, including your investment portfolios and action plans, in one place.

    With your own personalized GuideBook, you’ll have a consolidated summary of your entire financial life with step-by-step support at your fingertips. A GuideBook is key to keeping you informed, engage, and motivated about your financial future!

    As your stage of life and goals change, we’ll update your GuideBook to help you stay on track with your goals. 

    Summarize your portfolio, properties and action plan.
    Access a modern, magazine-quality financial document.

    What Does a Personal Financial Plan Include?

    There are two main sides your financial plan should address: accumulation and protection.


    • Cash management – savings and debt
    • Tax planning
    • Investments


    • Insurance planning
    • Health insurance
    • Estate planning

    What’s the Financial Planning Process?

    Establish and define the financial planner-client relationship.

    Gather information about a current financial situation and goals, including lifestyle goals.

    • Analyze and evaluate current financial status
    • Develop and present strategies and solutions to achieve goals
    • Implement recommendations
    • Monitor and review recommendations. Adjust if necessary

    Next Steps…

    Talk to us about helping you get your finances in order so you can achieve your lifestyle and financial goals. Feel confident in knowing you have a plan to achieve your goals.

    Take the Next Step

    Our team in Nanaimo has acquired decades of experience specializing in providing quality financial advice in areas of financial planning, investments and insurance. Book a meeting with us to learn how we can help you with your finances.

    Mistakes That Business Owners Make

    Download this free guide to learn how to avoid these simple and potentially devastating mistakes business owners make every day.